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Featured Property

610 NW 156th Way, Newberry, FL 32669

$1,155,000

Newberry, FL

LISTED BY:
Patricia Moser
Email Me
M: (352) 538-1773

 

Steps to Buying Your New Home
 
Making the decision to purchase a new home is exciting and, sometimes, overwhelming. At Horizon Realty, experts in Gainesville-Lake City area real estate, we want to help make the process as simple as possible. Have a look at our seven step process for buying a new home.
 
Step # 1: Determine Your Budget
 
The first and most important thing to do when thinking about buying a new home is establishing your budget. This is important because the average down payment on a new home can range from 0% to 20% of its price depending on the type of loan you decide upon. Establishing a budget can help you determine how much you can afford for a down payment and how much you are willing to spend each month for the life of your loan.
 
Step # 2: Choose a Location
 
Things to consider when determining a location for your new home include zoning, property tax, crime rate, average commuting distance, and amenities within the surrounding community. Make sure to choose a location that perfectly fits your lifestyle.
 
Step # 3: Get Approved
 
After determining your budget and determining a location for your new home, the next step is getting approved for a home loan. Talk to friends and relatives who have recently purchased a home and get advice regarding current market trends. Make sure your loan officer has a clear picture of your financial goals.
 
Step # 4: Find a Real Estate Agent
 
At Horizon Realty, we pride ourselves on offering clients outstanding customer service, support, and an array of professional real estate services. Finding a reputable real estate agent is one of the most important aspects of purchasing a home.
 
Step # 5: Make an Offer and Be Prepared to Negotiate
 
After finding your dream home, the next step is making an offer. Before making an offer, be clear about your limits financially and be prepared to negotiate. Experienced real estate agents are an asset to home buyers because of their expertise in negotiation.
 
Step # 6: Home Inspection
 
After settling on a price, a completed home inspection is the next step. This is an important aspect of purchasing a home because it will help identify any areas of your home that may need work or renovation.
 
Step # 7: Welcome Home 
 
Closing is the final process in purchasing a home and wraps up all the details of your purchase to include processing fees, title, and insurance. Once the closing of your home is complete, welcome home!